Fund Performance

The actual net returns for each of the Funds as of March 31, 2019:

Monthly Quarter-to-Date Year-to-Date Trailing
12 Months
Equity Fund 0.60% 11.58% 11.58% –%
Balanced 0.75% 8.10% 8.10% –%
Bond 0.79% 2.31% 2.31% –%
Short-Term Income Fund 0.98% 1.73% 1.73% –%

 

The benchmark average annual gross returns for each of the Funds as of March 31, 2019:

Monthly Quarter-to-Date Year-to-Date Trailing
12 Months
Equity Fund 1 0.79% 12.23% 12.23% –%
Balanced 2 1.00% 8.72%   8.72% –%
Bond 3 1.33% 3.54% 3.54% –%
Short-Term Income Fund 4 0.62% 0.99% 0.99% –%

 

The average annual net returns (2014-2018):

1 Year 3 Year 5 Year
Equity Fund -10.78% 5.24% 3.86%
Balanced Fund -7.46% 3.41% 2.54%
Bond -1.00% 0.18% 0.46%
Short-Term Income Fund 0.96% 2.76% 0.92%

 

The benchmark average annual returns (2014-2018):

1 Year 3 Year 5 Year
Equity Fund 1 -9.16% 6.70% 5.02%
Balanced Fund 2 -5.42% 5.06% 3.96%
Bond 3 0.18% 2.60% 2.37%
Short-Term Income Fund 4 1.58% 0.96% 0.82%
1 MSCI EAFE / 40% S&P 500 / 20% S&P 1000
2 MSCI EAFE / 24% S&P 500 / 12% S&P 1000 / 75% Barclay’s Government Credit / 10% ML US High Yield BB 1-10 yr.
3 75% Barclay’s Government Credit / 25% ML US High Yield BB 1-10 yr.
4 Barclay’s 1-3 yr Gov Index

 

Balanced Fund Equity % of Allocations Balanced Fund Bond Balanced Portfolio Bond Characteristics
Large Cap 33.52% Sector % of Portfolio Duration 2.6
Mid Cap 16.05% Treasury 14.08 Average Credit Quality BBB+
Small Cap 5.32% Corporate (IG) 56.50%
International 44.73% Corporate (HY) 25.51%
Cash 0.38% Mortgages 0.01%
Cash 3.90%

Bond Fund Asset Allocation

Cash 4.57%
Investment Grade 59.04%
High Yield 24.76%
Treasury 11.63%