Fund Performance

The actual net returns for each of the Funds as of December 31, 2019:

  Monthly Quarter-to-Date Year-to-Date Trailing
12 Months
Balanced Fund 2.02% 5.21% 17.20% 17.20%
Bond Fund 0.27% 0.50% 5.27% 5.27%
Equity Fund 3.23% 8.28% 25.09% 25.09%
Short-Term Income Fund 0.23% 0.56% 4.90% 4.90%


The
benchmark average annual gross returns for each of the Funds as of December 31, 2019 (Please note: This does not include management or administration fees):

  Monthly Quarter-to-Date Year-to-Date Trailing
12 Months
Balanced Fund 2.01% 5.33% 19.45% 19.45%
Bond Fund 0.39% 0.71% 8.68% 8.68%
Equity Fund 3.09% 8.40% 26.71% 26.71%
Short-Term Income Fund  0.21% 0.14% 3.22% 3.22%


The
average annual net returns (2014-2018):

  1 Year 3 Year 5 Year
Balanced Fund -7.46% 3.41% 2.54%
Bond Fund -1.00% 0.18% 0.46%
Equity Fund -10.78% 5.24% 3.86%
Short-Term Income Fund 0.96% 2.76% 0.92%

The benchmark average annual returns (2014-2018):

  1 Year 3 Year 5 Year
Balanced Fund  -5.42% 5.06% 3.96%
Bond Fund  0.18% 2.60% 2.37%
Equity  -9.16% 6.70% 5.02%
Short-Term Income Fund  1.58% 0.96% 0.82%