Review our latest report: 3rd Quarter 2022
If you want to review the risk levels of your investments or have any questions, contact us at 515-974-8927 or info@iumf.org.
Learn more about recent market trends and policy changes:
Morgan Stanley: Is Now the Time to Buy the Market Bottom?
Morgan Stanley: Midterm Elections: 4 Areas to Watch
The actual net returns for each of the funds as of September 30, 2022:
| Monthly | Quarter-to-Date | Year-to-Date | Trailing 12 Months |
|
| Balanced Fund | -6.19% | -4.61% | -19.65% | -16.44% |
| Bond Fund | -1.66% | -2.19% | -7.07% | -7.51% |
| Equity Fund | -9.30% | -6.84% | -25.07% | -19.69% |
| Short-Term Income Fund | -2.17% | -1.59% | -6.41% | -6.96% |
Benchmark average gross returns for each of the funds as of September 30, 2022: (Please note—The benchmark includes higher risk/junk bonds and growth/higher risk stocks, so we aren’t quite comparing “apples to apples.” This also does not include management or administration fees.)
| Monthly | Quarter-to-Date | Year-to-Date | Trailing 12 Months |
|
| Balanced Fund | -6.73% | -5.32% | -19.59% | -16.32% |
| Bond Fund | -2.90% | -3.95% | -11.81% | -12.06% |
| Equity Fund | -9.29% | -6.17% | -24.49% | -19.25% |
| Short-Term Income Fund | -1.17% | -1.55% | -4.57% | -4.93% |
The average annual calendar net returns:
| 2021 | 2019-2021 | 2017-2021 | |
| Balanced Fund | 12.72% | 13.67% | 6.42% |
| Bond Fund | -0.86% | 2.46% | 1.26% |
| Equity Fund | 20.56% | 18.91% | 8.45% |
| Short-Term Income Fund | -1.18% | 2.50% | 1.72% |
The benchmark average annual calendar returns:
| 2021 | 2019-2021 | 2017-2021 | |
| Balanced Fund | 13.64% | 14.30% | 7.16% |
| Bond Fund | 0.80% | 5.04% | 3.00% |
| Equity | 22.04% | 19.91% | 8.92% |
| Short-Term Income Fund | -0.73% | 1.73% | 1.35% |